If you're looking to rack up credits and XP in Forza Horizon 6 without actively playing, this AFK money farm method is one of the simplest and most effective ways to do it. It works from level one, requires no special maps or tunes, and can be done with almost any car in the game.

Step 1: Set Up Your Rivals Event

1. Open the pause menu and navigate to the Online tab.

2. Enter Rivals and choose Road Racing.

   

3. Pick any circuit you like.

   
4. Before selecting your race category, press Y (on Xbox/PC controller) to change your rival.
   • Always choose the number one on the leaderboard. This ensures the race keeps running indefinitely without beating your rival.

Step 2: Choose the Right Vehicle

• Rrecommends the Toyota Tacoma Forza Edition, tuned for stability at high speeds.
• The Forza Edition boosts credits, but if you don't have the premium edition, any R-rated car with decent downforce works.
• The key is stability through corners—avoid cars that spin out easily.

Tip: Check the pinned comment of the guide for recommended tuning codes.

Step 3: Adjust Difficulty and Settings

• Once loaded, go to Difficulty & Settings.
• Match all settings exactly as recommended in the guide for maximum credit yield.
• Save these settings before starting the race.

Step 4: Enable Auto Drive

1. Start the Rivals event.
2. Press Down on the D-Pad to activate Auto Drive.
   • Anna will now drive for you automatically.
   • No triggers, no keyboard input—fully hands-free.

Step 5: AFK Considerations

• Keep your controller wired to avoid disconnections.
• On Xbox, disable idle mode to prevent the console from pausing your session.
• Ignore any lap time notifications—they're normal.

Step 6: Collecting Rewards

• When you're ready to cash in credits and XP, open the pause menu and select Quit Event → Yes.
• All accumulated rewards are granted instantly in Free Roam.

Example payout: Leaving the session for an hour can net 700,000 to 1,000,000 credits per hour, depending on the track.
Tip: The Goliath track offers the highest XP and credit rewards but takes longer per lap.

If you want to earn credits in Forza Horizon 6 quickly, the AFK money farm lets you build XP and credits hands-free by using Rivals events with Auto Drive, but for instant delivery and a safe option, SHANNENG is the best place to buy Forza Horizon 6 credits.